| Traditional Listing Method | Working With Ruby Real Estate | |
|---|---|---|
| Commissions/Fees | 6% in agent commissions Paid out of your equity at closing. | No commissions or listing fees You keep more of your cash at closing. |
| Who Pays Closing Costs? | ~2% in seller paid closing costs Title fees, recording fees, and other closing costs come out of your side. | Ruby Real Estate pays all closing costs You know exactly what you’ll walk away with. |
| *Inspection & *Financing Contingency | Yes. Deals can fall through Traditional buyers can renegotiate or walk away after inspections or if financing falls through. | No inspection or financing contingencies We buy as-is with cash, so there’s no bank or inspection list to slow things down. |
| Appraisal Needed | Yes – required by the bank If the home doesn’t appraise high enough, the buyer may try to lower the price or cancel. | No appraisal required We make our offer based on the property and current market, not a third-party appraisal. |
| Average Time Until Sold | 60+ days on market Showings, negotiations, inspections, lender approval, and closing all take time. | Immediate cash offer Many sellers receive cash in as little as 7–14 days, or on the date that works for you. |
| Number of Showings | Multiple showings & open houses Keep the house clean, deal with buyers walking through, and work around their schedules. | One quick visit (just us) No strangers touring your home over and over again. |
| Closing Date | 30–60 days after accepting an offer And that’s if everything goes smoothly with inspections, appraisal, and financing. | You choose the closing date Move on your timeline – whether that’s a week from now or a few months out. |
| Who Pays For Repairs? | Negotiated during inspection Buyers often ask for repairs or price reductions after inspections. | Ruby Real Estate buys as-is You don’t fix anything. We handle repairs, updates, and clean-out after closing. |
Want to sell your house fast in North Texas? See who we are at Ruby Real Estate, review how our cash home buying process works, or contact our team today to talk through your options.
*Inspection Contingency*
When listing with an agent, traditional buyers often include an inspection contingency.
This gives them time to inspect the property and renegotiate – or even walk away – if repairs are needed.
If the seller doesn’t agree to the buyer’s repair requests then the buyer can legally back out of the sale.
*Financing Contingency*
Most buyers rely on bank financing which brings additional risk.
If the buyer can’t secure their loan or the home doesn’t appraise for the required value,
they can cancel the contract. This can delay your sale or force you to start over with a new buyer.
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